financial
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Making Financial Goals in 2023
Hi y’all, While it’s time to make new goals for the year, it’s also time to make some specific financial goals. I am definitely not a financial planner or advisor, so please go look more into what I’m saying, but I am going to suggest some tips I’ve been given for helping to make financial goals. As a teacher, it’s no secret that we don’t make a ton of money; however, I’m able to reach my financial goals because I set myself up for success. Tips for Setting Financial Goals When you’re making your financial goals for the year, make sure that your goals are reasonable and attainable. This means,…
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Breaking Down Investing
Investing is one of the best things you can do for yourself. You probably already invest via a 401k or some other retirement plan through your work. Some of my most-read posts are financial posts, and I love learning more about finance since I know so little. Now, before you read the rest of this, keep in mind that I am not a financial advisor. This is just information I found to help me with my investing and wanted to share it with you. I am not giving you financial advice nor telling you what you should (or should not) do. I currently use Robinhood for partial shares or smaller…
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Things I Don’t Spend Money on Anymore
Money is always a hot topic. Recently, I realized that I was not spending money on the same things as I have been in the past. Maybe this shopaholic is taking some of the advice I’ve been offering! Every new release at Lilly Pulitzer| Y’all I am a tried and true lifelong Lilly Pulitzer fan. I will be the first person to say that. However, I am not buying from every single release right now. Everything an influencer shares | I know I’ve shared my opinions on influencing here, and I do still think there are better influencers out there. There are only a handful of things I’ve tried from…
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Life Changing Apps
Apps can be life changing. We often let our phones and technology take over our lives. However, instead of letting technology run us, we need to use it to our advantage. I want to spend less time on my phone this year. This means that when I use my phone I want it to be important and not just a time suck like mindlessly scrolling on Instagram. Life Changing Apps to Keep Google Keep. Perfect for list-making and being organized. Social Media apps. The big thing to do with these is to follow people you want to follow. Don’t compromise on this one. Otherwise, they become a time waster and…
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Bank Accounts
Bank accounts can either work for you a little or work for you a lot. Have you heard of the term passive income? This essentially means that you are earning money while doing nothing. For instance, rental properties are often passive incomes because you don’t really have to do much outside of regular maintenance (depending on your terms) and keeping a tenant. The stock market can also be a passive income. On the other hand, active income is where you are physically working for the money. This is like your day job where you earn a salary. I’m all about your savings account working for you! Savings Accounts The best…
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Top 10 Tips to Saving Money
Hi y’all, It’s now August, which means that we’re headed toward the holiday season! However, it really doesn’t matter what time of the year it is, it’s always a good idea to save money. I’ve done a few posts on money in the past like what if I had an extra $1000 or what a month of spending during quarantine looked like. First and foremost, I do not work in finance. I’m a teacher. This means that I constantly am working on a budget. It’s so important to save money. I cannot tell you the amount of people I know that are living in debt because of the choices they…