• lifestyle

    How to Prep for Taxes

    Hi y’all, I know taxes are not the most fun topic of conversation. However, they’re a lot less painful when you are prepared for them. I am not self employed, but I can give you a few tips if you are since both my parents are self employed. Now, I am not a financial advisor, nor do I work in the finance industry. However, I have never been in a bind when it comes to my taxes because I do these things. Set up your paycheck correctly. Make sure that you are taking some money out already for taxes. You’ll have less sticker shock when it comes time to pay…

  • lifestyle

    An Extra $1000

    Hi y’all, Since I’m blogging every day in June, I wanted some of my posts to be about me so you can get to know the girl behind the blog. Today’s post is one of those: What would I do with $1000 extra dollars? I did this post a while ago about what I’ve spent during a month in quarantine. That was such a fun post because it really helped me realize what I was spending money on. I have also realized that I don’t always stay in my budget. I actually was well beneath it in May; however, because I paid for school I technically wasn’t. I don’t factor…

  • lifestyle

    A Month of Spending | Quarantine

    Hi y’all, I’m sure like everyone else, my town has been relatively shut down for the past months (since March 13th). I thought it would be fun and interesting to see what I spend in a month when I really wasn’t going anywhere. I pulled up all of my credit card statements (I don’t use cash ever) and took a look. Keep in mind I’m a teacher and in grad school, so my priority is saving money right now. I’m going to try and organize this by date and since I’m doing a month, I figured I’d do it April 18-May 18th. 4/26-Kendra Scott     $82.55 (this is one of their…

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    Savings over Spending

    Hi y’all, In case you don’t know, I am trying super hard to save money. I recently went to a Financial Literacy seminar held by a sustainer of the Junior League. While this particular seminar focused more on purchasing stock in companies that were “sustainable”. At the end of December, I sat down and made myself a monthly budget for 2020. In Charlottesville it is super expensive to live. The average cost of an apartment is about $1500 a month, without utilities or anything included. I’m single and teacher meaning that I have to really watch my monthly income (I only get paid once a month). I also know I’m…

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    Financial Planning for the New Year

    Hi y’all, Since it’s the beginning of the year, it’s time to get finances in order! I have been really thinking about my financial goals. They have changed slightly, and that’s okay!Now, please keep in mind, I am no financial expert by any means. My LONG long term goal is to buy a house. This was my original goal for this year; however, with interest rates only becoming higher, now is not the best time. However, I can keep saving my money and working toward this goal because the interest rates won’t stay this high (or even higher) for long.  In fact, if you look at patterns, major election years…