-
Making Financial Goals in 2023
Hi y’all, While it’s time to make new goals for the year, it’s also time to make some specific financial goals. I am definitely not a financial planner or advisor, so please go look more into what I’m saying, but I am going to suggest some tips I’ve been given for helping to make financial goals. As a teacher, it’s no secret that we don’t make a ton of money; however, I’m able to reach my financial goals because I set myself up for success. Tips for Setting Financial Goals When you’re making your financial goals for the year, make sure that your goals are reasonable and attainable. This means,…
-
Best Purchases of 2022
Hi y’all, I know it’s been a hot minute since my last post. However, I’m really excited because I have a posting schedule made for 2023! I’ve started to focus on my content calendar for 2023. I want social media (Tiktok, Instagram, Youtube) to be more manageable. For now, I’m so excited to share my best purchases of 2022. But, it wouldn’t be a best purchases of 2022 post without some of the worst. I keep seeing Youtube videos of these. However, I can only manage about 1 youtube video a week (thanks to country wi-fi). Before we get into the purchases, if you’re ever curious about things I like,…
You May Also Like
101 in 1001
-
Reselling Tips
Reselling tips are in hot demand as people continue to clean out homes and are trying to find a way to get their items new homes. I’m one of them. I have so many clothes that I just don’t wear anymore. This is an excellent way to help out your financial situation and create some extra income. Reselling also gives you an opportunity to take fast fashion and make it more sustainable. There are also people who no longer buy products first hand, and will only buy from these “second hand’ sites. You will often find items for much less than original retail cost but still in fantastic condition. Reselling…
You May Also Like
101 in 1001
-
How to Prep for Taxes
Hi y’all, I know taxes are not the most fun topic of conversation. However, they’re a lot less painful when you are prepared for them. I am not self employed, but I can give you a few tips if you are since both my parents are self employed. Now, I am not a financial advisor, nor do I work in the finance industry. However, I have never been in a bind when it comes to my taxes because I do these things. Set up your paycheck correctly. Make sure that you are taking some money out already for taxes. You’ll have less sticker shock when it comes time to pay…
You May Also Like
101 in 1001
-
An Extra $1000
Hi y’all, Since I’m blogging every day in June, I wanted some of my posts to be about me so you can get to know the girl behind the blog. Today’s post is one of those: What would I do with $1000 extra dollars? I did this post a while ago about what I’ve spent during a month in quarantine. That was such a fun post because it really helped me realize what I was spending money on. I have also realized that I don’t always stay in my budget. I actually was well beneath it in May; however, because I paid for school I technically wasn’t. I don’t factor…
You May Also Like
101 in 1001
-
A Month of Spending | Quarantine
Hi y’all, I’m sure like everyone else, my town has been relatively shut down for the past months (since March 13th). I thought it would be fun and interesting to see what I spend in a month when I really wasn’t going anywhere. I pulled up all of my credit card statements (I don’t use cash ever) and took a look. Keep in mind I’m a teacher and in grad school, so my priority is saving money right now. I’m going to try and organize this by date and since I’m doing a month, I figured I’d do it April 18-May 18th. 4/26-Kendra Scott $82.55 (this is one of their…
You May Also Like
101 in 1001
-
Savings over Spending
Hi y’all, In case you don’t know, I am trying super hard to save money. I recently went to a Financial Literacy seminar held by a sustainer of the Junior League. While this particular seminar focused more on purchasing stock in companies that were “sustainable”. At the end of December, I sat down and made myself a monthly budget for 2020. In Charlottesville it is super expensive to live. The average cost of an apartment is about $1500 a month, without utilities or anything included. I’m single and teacher meaning that I have to really watch my monthly income (I only get paid once a month). I also know I’m…
You May Also Like
Book Chat: March 2020
-
Financial Planning for the New Year
Hi y’all, Since it’s the beginning of the year, it’s time to get finances in order! I have been really thinking about my financial goals. They have changed slightly, and that’s okay!Now, please keep in mind, I am no financial expert by any means. My LONG long term goal is to buy a house. This was my original goal for this year; however, with interest rates only becoming higher, now is not the best time. However, I can keep saving my money and working toward this goal because the interest rates won’t stay this high (or even higher) for long. In fact, if you look at patterns, major election years…
You May Also Like
Book Chat: March 2020